Easy Ways to Save Money by Sylvia Kittens

Saving money doesn't have to be difficult; there are lots of easy ways you can cut down on your spending without cutting down on your lifestyle. These are a few tips and ideas to help you save some money for a rainy day without missing out on the good things in life.

Cut out your bad habits

We all have them, but the cost of bad habits such as drinking and smoking can be astronomical. At over £5 for a pack of 20, what you might spend on cigarettes really does add up. Quit smoking and you'll literally save hundreds a year. Cut down on your drinking and you'll find you have money you never realised; a night out can be fun even without alcohol, and you'll feel much better with a healthy lifestyle too.


Don't buy things you don't need

Even if you love to shop, you'll sometimes find yourself buying something you never wear or use, just because it was half price. Exercising some willpower and keeping your wallet in your pocket might be hard, but your credit card will love you for it. Rent dvd's instead of buying them, use your local library and ask yourself if a new and expensive gadget really is necessary.

Shop around for the best deals

Don't be won over by free gifts and special offers; whether you're looking for a mortgage, credit card or car insurance, always ask for more than one quote and read the small print. Don't sign up for good rates now only to find them going up in a few months' time.

You'll be surprised by how much money you can save just by going straight to the supplier and asking them; don't rely on comparison websites to tell you everything.

Shop smart, eat smart

When you're going to the supermarket, always make a shopping list and stick to it. Plan your meals and take advantage of two-for-one offers. You can always freeze things for later! Don't always buy expensive branded goods; you'll save pounds every week buying own-brand products that are just as good.

Cut down on your junk food; eating healthily is far cheaper (and needless to say better for you!). Taking a little extra time every day to cook real food can be really satisfying, and you can try new recipes out too. Don't forget your clubcard; points really do add up and they're great to spend on xmas food shopping.

Use vouchers

Vouchers are great, but don't be drawn into using them for things you don't want. Look around for useful money-off vouchers; there are loads of internet sites where people pass on voucher codes and tips.

Sign up for free samples

Sending off for free samples or receiving them in exchange for filling in a survey or giving a review is a great way to save money on everyday essentials. You'll get to try products you might never even think of buying, so it's also a fun way to do something new.

Follow these money-saving tips and you'll find yourself quids-in in no time. Remember, the best things in life are free!



About the Author
Sylvia Kittens is a housewife from Harrogate